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Sarala

Sarala

5 Baby Items Worth Buying (That I Still Use After Two Years)
Smart Money Products and Tools

5 Baby Items Worth Buying (That I Still Use Two Years Later)

by Sarala October 10, 2025

When I was pregnant, I remember scrolling through endless lists of “must-have” baby items, feeling completely overwhelmed. Everyone had an opinion, and every brand claimed to be “the best.” I …

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October 10, 2025 0 comments
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A girl happy as she is using a budgeting template that actually works
Budgeting & Saving

How I Built a Budgeting Template That Actually Works (After Trying Everything Else)

by Sarala July 20, 2025

“I just wanted a budgeting template that actually works. Simple, right?” There was a time I thought I had a pretty good grip on my finances. I had a spreadsheet. …

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July 20, 2025 0 comments
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A mom sitting at a kitchen table with her toddler, reviewing her monthly expenses and using a budgeting template – why moms need a budget
Budgeting & Saving

Why Moms Needs a Budget—Even If You Think You Don’t

by Sarala July 10, 2025

Why Moms Need a Budget—Even If You Think You Don’t There was a time if you asked me, “Where did your paycheque go this month?”I’d just kind of stare blankly… …

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July 10, 2025 0 comments
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A busy mom shopping smart at the grocery store using grocery hacks to save money without coupons
Budgeting & Saving

Grocery Hacks to Save Money: My Weekly Routine That Cuts $60 Without Coupons

by Sarala June 11, 2025

Grocery hacks to save money—where minimalist habits meet practical mom life. I used to walk into the grocery store with no list, no plan; just vibes. I’d grab whatever looked …

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June 11, 2025 0 comments
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Image of mom saving money by saying no — what I don’t buy anymore to save money
Money and Motherhood

What I Don’t Buy Anymore to Save Money — and Why I Don’t Miss It

by Sarala June 6, 2025

Wondering what I don’t buy anymore to save money as a mom? If you’d told me a few years ago that that I’d willingly stop spending money on things that …

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June 6, 2025 0 comments
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Mom sitting at kitchen table with coffee, deep in thought about money—illustrating guilt free budgeting for moms.
Budgeting & Saving

Guilt Free Budgeting: Spend on What Truly Matters

by Sarala June 2, 2025

Guilt free budgeting isn’t about cutting out every little treat or saying no to joy. It’s about spending in a way that feels good; not just in the moment, but …

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June 2, 2025 2 comments
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Young girl holding a piggy bank with a graduation cap, symbolizing saving for child's education, while her mom lovingly supports her from behind.
Financial Planning

7 Smart Money Moves for Moms: How to Save for Child’s Education Before School Starts

by Sarala May 29, 2025

How to Save for Child’s Education (Even if They’re Still in Diapers) Sometimes, when I’m cutting up strawberries for the tenth time in a day or stepping over scattered toys, …

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May 29, 2025 0 comments
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A mom sitting on a couch with her hands over her face, showing guilt when I don’t buy my child everything he asks for.
Money and Motherhood

Guilt When I Don’t Buy My Child Everything He Asks For: The Mom Money Struggle

by Sarala May 15, 2025

Sometimes I look at my son’s little face and think, I’d give you the moon if I could. And honestly? I try my best to give him the very best …

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May 15, 2025 0 comments
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A mom sitting by the window, deep in thought—reflecting on money and motherhood.
Money and Motherhood

What I Would Tell My Younger Self About Money and Motherhood

by Sarala April 26, 2025

Money and motherhood – If I could sit down with my 20 year old self over a cup of coffee, I think I’d just shake my head and laugh a …

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April 26, 2025 0 comments
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Glass jar labeled “Emergency Fund” overflowing with assorted bills and coins—visual reminder to set up  an emergency fund savings.
Financial Planning

How I Finally Set Up An Emergency Fund (After Way Too Many Oopsies)

by Sarala April 23, 2025

I used to quietly roll my eyes whenever someone talked about Emergency Fund. I mean sure, I’ll just pull a thousand dollars out of nowhere to set up an Emergency Fund …

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April 23, 2025 0 comments
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About Me

About Me

A Mom on a Mission

Hi, I’m Sarala — a mom, a finance professional, and the voice behind Smart Mom Wallet. I share practical tips and real-life strategies to help moms spend smarter, save more, and feel confident about their finances.

Keep in touch

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Recent Posts

  • 5 Baby Items Worth Buying (That I Still Use Two Years Later)

    October 10, 2025
  • How I Built a Budgeting Template That Actually Works (After Trying Everything Else)

    July 20, 2025
  • Why Moms Needs a Budget—Even If You Think You Don’t

    July 10, 2025
  • Grocery Hacks to Save Money: My Weekly Routine That Cuts $60 Without Coupons

    June 11, 2025
  • What I Don’t Buy Anymore to Save Money — and Why I Don’t Miss It

    June 6, 2025

Categories

  • Budgeting & Saving (5)
  • Financial Planning (2)
  • Money and Motherhood (5)
  • Smart Money Products and Tools (2)
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Popular Posts

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    22 Money Saving Tips for Moms That Actually Work

    April 21, 2025
  • 2

    What I Would Tell My Younger Self About Money and Motherhood

    April 26, 2025
  • 3

    Toddler Obsessions: Why Your Wallet Is Your Little One’s Favorite “Toy”

    April 5, 2025

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